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Study: One Quarter of Americans will Delay Retirement Due to Inflation

A new survey reveals the stunning impact of inflation on Americans’ retirement plans, and other adverse effects on finances, as inflation shows no signs of slowing down.

The Center Square reports that the BMO Real Financial Progress Index, carried out by BMO and Ipsos, indicates at least 25 percent of Americans intend to delay their retirement plans in order to make up for the impact of inflation.

“Nearly 60 percent of those surveyed said that inflation has adversely affected their personal finances, of which about one in four said that they have felt a major impact,” the report reads. “As a result of inflation, 36 percent of Americans have reduced their savings and 21 percent have reduced their retirement savings. A quarter of Americans will need to delay their retirement.”

The report notes that “younger Americans are feeling the most impact,” with “over 60 percent of those aged 18-34 said they had to reduce contributions to their savings.”

The findings reflect the ongoing financial stress felt by the vast majority of Americans due to rising inflation, which has skyrocketed to 40-year highs under Joe Biden’s watch. Prices of basic goods such as gas and groceries have risen, with the average price of a gallon of gasoline now costing no less than $4 in all 50 states.

“The all items less food and energy index rose 6.2 percent over the last 12 months,” the Bureau of Labor Statistics (BLS) reported. “The energy index rose 30.3 percent over the last year, and the food index increased 9.4 percent, the largest 12-month increase since the period ending April 1981.”

BMO’s survey found that, as a result of these drastic price increases, at least ”80 percent of Americans surveyed plan to change their actions to offset the impact of inflation and rising costs of everyday essentials.” Americans who indicated this course of action plan to use such tactics as seeking out cheaper groceries, driving less, canceling vacations, and eating out less.

Polls overwhelmingly indicate that voters blame Biden and the Democratic Party’s policies for the skyrocketing inflation, despite Biden’s attempts to blame it on the Russian invasion of Ukraine. Biden’s approval ratings have plummeted to the low-30s, and are currently lower than any other president in modern history at this point in their presidency.

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About Eric Lendrum

Eric Lendrum graduated from the University of California, Santa Barbara, where he was the Secretary of the College Republicans and the founding chairman of the school’s Young Americans for Freedom chapter. He has interned for Young America’s Foundation, the Heritage Foundation, and the White House, and has worked for numerous campaigns including the 2018 re-election of Congressman Devin Nunes (CA-22). He is currently a co-host of The Right Take podcast.

Photo: The high price of gasoline is displayed at a Los Angeles gas station on November 24, 2021. - With inflation surging ahead of the Thanksgiving holiday, US President Joe Biden has drawn on the seldom-used Strategic Petroleum Reserve to combat rising oil prices that have fueled the recent spike. (Photo by Chris Delmas / AFP) (Photo by CHRIS DELMAS/AFP via Getty Images)